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The Myth of the Perfect Age for Financial Success

10/28/2025

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Today, I’m another year older, which feels like a fitting time to talk about the intersection of money and age.

Sometime or another, we’ve all felt ourselves racing against an invisible clock built on cultural milestones: the house, the car, the wedding, the job, the travel, the retirement. It’s human nature to chase these benchmarks and compare our progress to those around us. We crave certainty, and age offers a convenient marker.
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When you’re 25, you’re supposed to be building. At 35, stabilizing. At 45, optimizing. By 55, coasting toward independence. And at 65, freedom.


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When It Comes to Money, It Pays to Keep Things Simple

8/26/2025

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​There’s a scene in The Hurt Locker where Sgt. William James, newly home from deployment, walks around a grocery store with his wife. Before checking out, she asks him to grab some cereal.  At the aisle, he stops and sees rows of brightly colored boxes stretch in both directions. He scans them, momentarily paralyzed by the sheer number of options.
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Forget Willpower: The Smartest Wealth Strategy Is Forced Saving

8/19/2025

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A common answer to the question of the best way to build wealth is owning your own business. It’s a great answer, because when it works, it supercharges your income, gives you equity in something scalable, and offers control over your financial destiny. In fact, the richest Americans ($100M+) typically hold greater than 50% of their wealth in business equity.¹

But here’s an interesting counterargument: The most effective wealth-building tools for everyday people are not always the most lucrative; they are the ones that consistently work.

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    Author

    Andrew Lancaster, CFP​​®

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    Behavioral Finance
    Building Wealth
    Financial Psychology
    Saving Strategies
    Spending Wisely

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